Trinity Home Capital rental loan product provides our borrowers with a reliable source of financing through a simple and efficient loan process. Our 30-year fixed-rate rental loan product was designed to help investors capitalize on the rapidly growing rental market. With great rates and up to 80% loan-to-value (LTV) on fixed-rate loans, these loans are a great way to get cash out from your existing rental properties. Rental loans begin at $100K and go up to $3 million with no personal income verification.

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Our rental loan programs provide investors of all experience levels the ability to purchase, refinance, or cash-out 1-4 family rental properties. Designed with the flexibility to fit your investment needs, our rental programs are available for portfolios of properties down to a single property loan. Lock in fixed-rate financing on a single rental property for 30 years. We focus primarily on property income and our loan product is made for rental investors who want certainty as well as flexibility. Five year interest only options are available. Our streamlined process means you can close your loan quickly and without hassle.
 

• Individual rental properties

• Single family, 2-4 units, condos, townhomes

• Currently (or soon) leased

• $75,000 – $3.0M

• Loans up to 75% of Value

• 30-year term

• Purchase or refinance

• Individuals or LLCs

• Foreign nationals eligible

• 30 year fixed loans as low as 5.375. 3/1 , 5/1 and 7/1 Arms as low as 4.0 percent .
   

Get cash from your existing rental portfolio

Asset-based loans can provide the cash you need to grow your rental portfolio.
Benefits include:

• Getting cash from rental properties – loans from $100 to $3 million.

• No personal income verification – lending decision based on property cash flow

• Variety of loan options designed for your buy-and-hold strategy
   

Advantages of our loans

• Cash out refinances

• No personal income verification – no W-2 required

• Minimum seasoning requirements*

• 640 min. FICO

• Easy  and streamlined loan  process

• Foreign Nationals Permitted