RENTAL
PROPERTIES
Fixed and adjustable rate loans for 1-4 family properties. Purchase and cash out refinance.
Unlock Your Investment Potential with DSCR Loans
Rates as Low as 6.875%
Are you a real estate investor looking to maximize your returns? DSCR loans could be the key to achieving your financial goals. With interest rates as low as 6.875%, these specialized loans offer attractive terms for savvy investors.
What Are DSCR Loans?
DSCR loans are designed specifically for income-generating properties, such as rental properties, commercial buildings, or multifamily units. Unlike traditional mortgages, DSCR loans focus on the property’s cash flow rather than the borrower’s personal income.
Key Features:
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Low Interest Rates: Enjoy rates starting at 6.875%, making DSCR loans an excellent choice for investors.
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Flexible Loan-to-Value (LTV): Borrow up to 80% of the property’s value.
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Credit Score Flexibility: Even if your credit score is as low as 580, you may still qualify.
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No Minimum DSCR Requirement: Unlike conventional loans, DSCR loans don’t impose a strict minimum debt service coverage ratio.
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Loan Amounts: Borrow between $150,000 and $3,000,000.
Why Choose DSCR Loans?
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Investment Properties: DSCR loans are ideal for investors who own or plan to purchase income-generating properties.
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Cash Flow Focus: Lenders assess the property’s cash flow to determine eligibility, allowing investors to leverage their rental income.
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Portfolio Expansion: Use DSCR loans to grow your real estate portfolio and increase your passive income.
Qualification Criteria:
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FICO Score: A minimum FICO score of 660 is required.
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Down Payment: Provide a 20% down payment.
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Property Types: DSCR loans cover residential, commercial, and rental properties.
Get Started Today!
Ready to take advantage of DSCR loans? Contact our experienced team to explore your options and secure financing for your next investment property. Unlock the potential of your real estate portfolio with DSCR loans!
Disclaimer: Rates and terms may vary based on individual circumstances. Consult with a qualified mortgage professional for personalized advice.